PRUvalue med

Get MORE with PRUvalue med

PRUvalue med is a regular premium investment-linked medical rider that reimburses medical expenses incurred in the event of hospitalisation and for outpatient treatment.


NO Annual &
Lifetime Limits

Total eligible claims paid up to RM2mil Med Value Point and we still cover 80% of your eligible claims beyond that
Med Saver

Enjoy the premiums saved to increase your coverage
High Deductible

Deductible options of RM20,000, RM50,000, RM75,000 and RM100,000 to complement your existing medical coverage
More Benefits

Additional benefits on top of what you would expect from a medical plan

Product Details

Payment Term Premium is payable throughout the coverage term
Coverage Term Up to age 70, 80, 90 or 100 (Age Next Birthday) according to Expiry Age selected
Issue Age 1 – 70 years old (Age Next Birthday) 
Benefit Please refer to brochure for details on coverage
Plans A flexible combination of:
  1. Room and Board
    • RM100/RM200/RM300/RM400/RM500/RM600

  2. Med Value Point
    • RM1 million/RM1.5 million/RM2 million
Premium Rates Please click here for full premium rates.
Optional Benefits that can be bought with this plan PRUmedic overseas
Basic Plans that can attach this Rider PRUmy child

PRUlife ready

PRUlink one

Important notes
  1. This product summary is for illustrative purposes only. You are advised to refer to Prudential’s Brochure, Product Disclosure Sheet, Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.

  2. You should assess the affordability and suitability of the product (including optional benefits) in relation to your financial goals and risk appetite. To achieve this, we recommend that you speak to your agent or Wealth Planner who will perform a needs analysis and assist you in making an informed decision.

  3. Buying life insurance policy is a long term financial commitment. You are advised to choose the type of product(s) that best suits your financial needs. You are advised to read and understand the insurance policy and discuss with the agent or Wealth Planner or contact Prudential Assurance Malaysia Berhad (PAMB) directly for more information.

  4. If you choose PRUvalue med with Deductible and do not provide the Date of Deductible, the Date of Deductible will be defaulted to PRUvalue med's effective date (i.e. Date of Annexure). When Date of Deductible and/or any of PRUvalue med with Deductible’s benefit is amended (i.e. Hospital Daily Room and Board, Med Value Point, Med Saver/Deductible or Expiry Age), Deductible will restart from zero and re-accumulate each time from the new effective date and Date of Deductible.

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Download Product Brochure:
PRUvalue med